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Record W2888910276 · doi:10.61426/sjbcm.v5i3.837

STRATEGIC RESPONSES TO INTEREST RATES CAPPING BY CENTRAL BANK OF KENYA AND ITS EFFECT ON FINANCIAL PERFORMANCE OF COMMERCIAL BANKS IN KENYA

2018· article· en· W2888910276 on OpenAlexaff
HEMED HASSAN WANGALWA, DR. JULIUS KAHUTHIA, D. Ndegwa

Bibliographic record

VenueStrategic Journal of Business & Change Management · 2018
Typearticle
Languageen
FieldEconomics, Econometrics and Finance
TopicBanking stability, regulation, efficiency
Canadian institutionsSaint Paul University
Fundersnot available
KeywordsInterest rateLoanDescriptive statisticsPopulationDescriptive researchBusinessData collectionGovernment (linguistics)Empirical researchFinanceMarketingEconomics

Abstract

fetched live from OpenAlex

The governments used interest caps for economic and political reasons; the most common involves providing support to specific area of the industry or economic area. It can be used when the government identifies market failure in a certain industries, or that the interest rate cap attempts forcing more focus on the financial resources in the same sector than what a market can determine. The study specific objectives of this study were to establish the effect of Re-organization on interest rates capping on financial performance and to establish the effect of downsizing strategies on interest capping on financial performance. The classical theory of interest and loan funds theory were used for the study. Empirical studies were on Re-organization and downsizing. Descriptive survey research design was used with population of 43 Finance Managers and 43 Business Development Managers. Census was employed for the study with 86 respondents. Questionnaire was the main data collection instrument. Pilot study was conducted to test validity of the questionnaires. The gathered data was analyzed through the use of descriptive and inferential statistics through SPSS while tables and figures were used for data presentation. The study found out that interest rates capping has led to Re-organization among commercial banks in Kenya . Interest rates capping was found to lead to reduction of workforce among commercial banks in Kenya. Key Words: Downsizing, Re-organization

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.000
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Observational · Consensus signal: Observational
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.322
Threshold uncertainty score0.912

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0010.000
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0010.000
Bibliometrics0.0010.001
Science and technology studies0.0000.000
Scholarly communication0.0000.000
Open science0.0000.000
Research integrity0.0000.000
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.069
GPT teacher head0.267
Teacher spread0.198 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one teacher head, not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designObservational
Domainnot available
GenreEmpirical

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations0
Published2018
Admission routes1
Has abstractyes

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