The Persistence of the 2008-2009 Recession and Insolvency Filings in Canada
Why this work is in the frame
A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.
Bibliographic record
Abstract
During the 2008 economic downturn, Canada experienced at a very early stage, a significant increase in consumer insolvency filings that seems to last indefinitely, even in the presence of satisfactory macroeconomic fundamentals. This situation contrasts with the long-standing assumption on the main function of consumer insolvency filings as a last resort insurance against hazards that can affect consumers' consumption. This paper investigates the role of the persistence of the great recession on consumer insolvency filings in Canada to observe that insolvency filings follow a self-driving process. It further observes that, although consumer insolvency filings remain very high long after the crisis, the persistence of the latter disappeared after fourteen months, and therefore cannot be accounted for the rise in insolvency filings that persisted long after the recession in Canada.
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Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.000 | 0.000 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.000 | 0.000 |
| Science and technology studies | 0.000 | 0.000 |
| Scholarly communication | 0.000 | 0.000 |
| Open science | 0.000 | 0.000 |
| Research integrity | 0.000 | 0.000 |
| Insufficient payload (model declined to judge) | 0.000 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it