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Record W3127881312 · doi:10.5539/ijef.v13n3p1

Financial Distress Prediction Using GA-BP Neural Network Model

2021· article· en· W3127881312 on OpenAlexvenueno aff
Lei Ruan, Heng Liu

Bibliographic record

VenueInternational Journal of Economics and Finance · 2021
Typearticle
Languageen
FieldBusiness, Management and Accounting
TopicFinancial Distress and Bankruptcy Prediction
Canadian institutionsnot available
Fundersnot available
KeywordsArtificial neural networkWarning systemComputer scienceDistressConvergence (economics)Genetic algorithmField (mathematics)Artificial intelligenceFinancial distressStability (learning theory)Core (optical fiber)FinanceMachine learningBusinessEconomicsFinancial systemPsychologyMathematicsTelecommunications

Abstract

fetched live from OpenAlex

Financial distress prediction, the crucial link of enterprise risk management, is also the core of enterprise financial distress theory. With currently global economic recession and the gradual perfection of artificial intelligence technology, the study in this paper begins by optimizing the back-propagation (BP) neural network model using the genetic algorithm (GA). In doing so, it can overcome the deficiency that the BP neural network model is slow in convergence and easily trapped into local optimal solution. The study then conducts training and tests on the optimized GA-BP neural network model, using financial distress data from Chinese listed enterprises. As can be seen from the experimental results, the optimized GA-BP neural network model is significantly improved in terms of the accuracy and stability in financial distress prediction. The study in this paper not only provides an effective test model for the automatic recognition and early warning of enterprise financial distress, but also contributes to new thoughts and approaches for the application of artificial intelligence in the field of financial accounting.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame machine prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.002
Version: metacan-v3-hybrid-931329e0061cValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Simulation or modeling · Consensus signal: Simulation or modeling
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.048
Threshold uncertainty score0.095

Distilled classifier scores by category (both heads)

CategoryCodexGemma
Metaresearch0.0010.002
Meta-epidemiology (narrow)0.0010.000
Meta-epidemiology (broad)0.0010.001
Bibliometrics0.0010.001
Science and technology studies0.0000.000
Scholarly communication0.0010.001
Open science0.0010.000
Research integrity0.0010.001
Insufficient payload (model declined to judge)0.0010.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.018
GPT teacher head0.212
Teacher spread0.194 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designSimulation or modeling
Domainnot available
GenreEmpirical

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations8
Published2021
Admission routes1
Has abstractyes

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Same venueInternational Journal of Economics and FinanceSame topicFinancial Distress and Bankruptcy PredictionFrench-language works237,207