Access to Financial Services for Tiny Businesses: What is the Role of Microcredit?
Bibliographic record
Abstract
Abstract for Book: Public policy considerations intersect with virtually everything the financial services sector does, yet governments make many public policy decisions without specific data on the Canadian marketplace. In Financial Services and Public Policy, contributors address this shortcoming by considering a wide range of concerns, including lending to small businesses, the role of microcredit and raising venture capital, the impact of state guarantees of pension plans, the structure and performance of credit unions, and maintaining competition after bank mergers. The financial services sector drives the Canadian economy. It is the banker, lender, broker, and insurer of millions of Canadians at every stage of their lives. It provides corporate finance, shapes the growth of small business, and assists individual Canadians to achieve their financial goals. It is a major employer all across the country. Canadian financial institutions are also active globally and are influenced by international as well as domestic policy issues and decisions. Financial Services and Public Policy lays the foundation for today's public policy debates and decisions that will shape Canada's financial services sector into the twenty-first century.
Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.
How this classification was reachedexpand
Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.000 | 0.000 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.000 | 0.000 |
| Science and technology studies | 0.001 | 0.000 |
| Scholarly communication | 0.000 | 0.001 |
| Open science | 0.001 | 0.000 |
| Research integrity | 0.000 | 0.000 |
| Insufficient payload (model declined to judge) | 0.000 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one teacher head, not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".