PERILAKU KEUANGAN DAN TOLERANSI RISIKO KEUANGAN RUMAH TANGGA (KONSUMSI DAN INVESTASI) ERA COVID-19
Why this work is in the frame
A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.
Bibliographic record
Abstract
Uncertainty is a certain thing that will happen someday in the future. As a matter of fact, this life is covered by uncertainty even in a small scale or a big one. It is something that we do not want to and surely it is not a predictable thing. The COVID-19 pandemic is a global issue that greatly affects various sectors of life and industry. Todays, in this pandemic, life is full of uncertainty. Households experience great turmoil in carrying out their lives, especially in terms of finances, both for consumption and investment activities. This paper is a literature study which aims to provide a more detailed picture of financial behavior and household financial risk tolerance for both consumption and investment activities during the COVID-19 pandemic. Good financial literacy affects financial behavior and individual financial risk tolerance. Results showed that when the COVID-19 pandemic emerged, the level of household consumption in the second quarter-2020 experienced a decline in almost all regions of Indonesia. Financial investations of households also declined in the second quarter-2020 and households’ investment preferences during this pandemic tend to change to risk averse or risk hater.
Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.
Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.001 | 0.001 |
| Meta-epidemiology (narrow) | 0.001 | 0.001 |
| Meta-epidemiology (broad) | 0.001 | 0.000 |
| Bibliometrics | 0.001 | 0.002 |
| Science and technology studies | 0.001 | 0.000 |
| Scholarly communication | 0.002 | 0.003 |
| Open science | 0.000 | 0.000 |
| Research integrity | 0.000 | 0.001 |
| Insufficient payload (model declined to judge) | 0.001 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it