The Effect of the Use of Solidarity Financing on Entrepreneurial Activities in the North West and South West Regions of Cameroon
Bibliographic record
Abstract
This study was focused on investigating the effect of solidarity financing on entrepreneurial activities in the North West and South West regions of Cameroon. The mission of solidarity finance is to use non-conventional financial tools to achieve sustainable and equitable development beside social integration. Its implications are seen in entrepreneurial performance measured by increase business revenue, profit, sales and societal contribution. The paper examines if entrepreneurs who adopt solidarity financing performed better than those who do not use it in the Northwest and Southwest regions of Cameroon. To achieve the objectives of the study, data was collected through survey questionnaire from a sample of 330 respondents and was analyzed using two stage Heckman selection model in order to correct the selection bias and yield unbiased estimates. The results showed that socio-economic factors of accessibility, cultural ties, marital status, age, residence, qualification, development perception services had positive and statistically significant effects on entrepreneurial performance. The coefficient of the inverse Mills ratio from Heckman result was statistically significant at 5%. These results provide evidence that the unobserved factors which lead to an increased probability of usage of solidarity financing have a positive impact on entrepreneurial growth. The government should therefore design policies for the formalization of the solidarity financing market.
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How this classification was reachedexpand
Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.003 | 0.002 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.000 | 0.000 |
| Science and technology studies | 0.000 | 0.000 |
| Scholarly communication | 0.000 | 0.000 |
| Open science | 0.001 | 0.000 |
| Research integrity | 0.000 | 0.001 |
| Insufficient payload (model declined to judge) | 0.000 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one teacher head, not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".