Financial Inclusion: Trends and Research Agenda for Social Policymakers
Bibliographic record
Abstract
For the past few decades, microfinance has played a significant role in banking the unbanked, but its impact on poverty has been disputed.Gradually, the attention of policymakers shifted to financial inclusion, hoping that financial deepening could impact poverty.The world bank has published three sets of Global Findex reports in 2011, 2014, and 2017.We examine the broad trends and cross-sections that emerge from these reports and propose some explanations of the trends.We note that despite the increasing financial inclusion, poverty has increased since the COVID-19 pandemic, indicating that financial inclusion does not offer resilience to the poor.We draw an agenda for researchers where more information and research are required.These future research directions are targeted primarily to development and social policymakers and researchers.
Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.
How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.006 | 0.014 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.001 | 0.001 |
| Bibliometrics | 0.006 | 0.010 |
| Science and technology studies | 0.002 | 0.003 |
| Scholarly communication | 0.007 | 0.014 |
| Open science | 0.001 | 0.003 |
| Research integrity | 0.004 | 0.005 |
| Insufficient payload (model declined to judge) | 0.014 | 0.002 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".