Penentuan Cadangan Premi pada Asuransi Jiwa Berjangka Status Joint Life Menggunakan Metode Canadian
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Bibliographic record
Abstract
The Premium reserves is an obligation that a life insurance company must have to provide compensation to the heirs if there is a claim. This research aims to create a premium reserves in term life insurance with joint life status. This research is a theoretical study that examines about the calculation of the joint life status insurance premium reserves using the Canadian method using the 2019 Indonesian Mortality Table (TMI) and the case application sample. The calculation of reserves begins by forming a table of mortality and joint commutation of two insured persons, forming a formula for combined life annuity, single net premium, and annual net premium. So that in this research, the formulation of reserves for term joint life insurance premiums with the Canadian method is obtained
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Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.002 | 0.000 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.001 | 0.000 |
| Bibliometrics | 0.001 | 0.000 |
| Science and technology studies | 0.000 | 0.000 |
| Scholarly communication | 0.000 | 0.000 |
| Open science | 0.000 | 0.000 |
| Research integrity | 0.000 | 0.001 |
| Insufficient payload (model declined to judge) | 0.001 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it