Governance Mediates the Effect of Remittances on Financial Inclusion in Sub-Saharan Africa
Why this work is in the frame
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Bibliographic record
Abstract
This paper empirically investigates the effect of remittances on financial inclusion and how governance modulates the incidence of remittances on financial inclusion in 29 Sub Saharan African countries for the period 2004-2018. A financial inclusion index and four governance dimensions are adopted for this study, namely, political, economic, institutional and total governance. The empirical evidence is based on the generalized method of moments. The following findings are established. Remittances have either positive, negative or no significant effects on financial inclusion. From the interactive regressions, three major tendencies are apparent. First, remittances dynamics consistently have an unconditional positive, negative or no effect on financial inclusion. Second, political governance and total governance dynamics modulate the remittances dynamics to broadly induce a negative net effect on financial inclusion. Third, policy thresholds at which the modulating variables reverse the net effect on financial inclusion from negative to positive are 0.7757 political governance and 0.82163 total governance. The computed thresholds make economic sense because they are within statistical range. Theoretical and policy implications are discussed.
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Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.002 | 0.000 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.000 | 0.000 |
| Science and technology studies | 0.000 | 0.000 |
| Scholarly communication | 0.000 | 0.000 |
| Open science | 0.002 | 0.001 |
| Research integrity | 0.000 | 0.000 |
| Insufficient payload (model declined to judge) | 0.000 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it