LE MILIEU QUÉBÉCOIS DE L’ASSURANCE : UN SECTEUR EN PERPÉTUELLEÉBULLITION LÉGISLATIVE
Bibliographic record
Abstract
L’auteur décrit la remarquable évolution du milieu québécois de l’assurance au cours du vingtième siècle sous l’angle des grandes législations régissant ce secteur. Il ne manque pas de rappeler la grande réforme de 1974, les différentes réformes touchant les intermédiaires, les systèmes de contrôle par l’inspecteur général des institutions financières (Québec) et par le Bureau du surintendant des institutions financières (Ottawa), les nouvelles dispositions touchant les consommateurs, le décloisonnement québécois des institutions financières et enfin les modifications apportées au droit civil de l’assurance à l’occasion de la réforme du Code civil du Québec en 1994. Il note au passage les initiatives fédérales visant à renforcer et à assainir le secteur des services financiers canadien. Enfin, il passe en revue certains aspects liés à l’évolution de l’assurance automobile au Québec.
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How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.002 | 0.004 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.002 | 0.002 |
| Science and technology studies | 0.016 | 0.009 |
| Scholarly communication | 0.008 | 0.002 |
| Open science | 0.001 | 0.003 |
| Research integrity | 0.003 | 0.004 |
| Insufficient payload (model declined to judge) | 0.010 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".