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Record W4399415097 · doi:10.1051/shsconf/202419301024

Risk Assessment of Banks When Interest Rate Hikes

2024· article· en· W4399415097 on OpenAlexaff
Jialin Li

Bibliographic record

VenueSHS Web of Conferences · 2024
Typearticle
Languageen
FieldEconomics, Econometrics and Finance
TopicBanking stability, regulation, efficiency
Canadian institutionsUniversity of Toronto
Fundersnot available
KeywordsInterest rateInterest rate riskBusinessMonetary economicsEconomicsEnvironmental science

Abstract

fetched live from OpenAlex

In the era of global economic integration, the banking domain stands as a pivotal influence in determining a nation's economic health and stability. This piece explores the mounting significance of appraising banking hazards, especially in the face of the unparalleled obstacles brought forth by the COVID-19 pandemic. The international economic scenery has experienced significant transformations due to the pandemic, influencing economic endeavors, corporate earnings, and workforce dynamics. As a result, banks confront mounting credit, market, and liquidity risks, demanding strategic measures for operational stability. The essay focuses on assessing banking risks, with an emphasis on interest rate hikes, providing valuable insights for the industry's prudent development. It scrutinizes liquidity risk, highlighting challenges stemming from rising interest rates and urging diversification of funding sources and effective liquidity management. The credit risk landscape, influenced by pandemic-induced financial distress, increased defaults, and the need for enhanced risk management, is discussed. Additionally, the examination of market risk, particularly affected by interest rate hikes, explores fluctuations in asset prices and heightened volatility. The interplay of these risks during the COVID-19 pandemic emphasizes the necessity for banks to comprehensively strengthen their risk management strategies. The challenges associated with liquidity risk, including run risk, credit risk amid economic downturns, and market risk dynamics influenced by interest rate changes, are highlighted. The essay concludes by underscoring the substantial impact of the pandemic on the global economy, prompting the need for effective risk management strategies to ensure sustained operations and resilience in evolving market conditions.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.000
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesInsufficient payload (model declined to judge)
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Theoretical or conceptual · Consensus signal: none
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.451
Threshold uncertainty score0.999

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0010.000
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0000.000
Science and technology studies0.0000.000
Scholarly communication0.0000.000
Open science0.0000.000
Research integrity0.0000.000
Insufficient payload (model declined to judge)0.0020.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.043
GPT teacher head0.277
Teacher spread0.235 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one teacher head, not a consensus.

Study designTheoretical or conceptual
Domainnot available
GenreEmpirical

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations0
Published2024
Admission routes1
Has abstractyes

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