Bibliographic record
Abstract
The obligation of businesses to submit suspicious transaction reports (STRs) in anti-money laundering efforts is a critical component of regulatory frameworks worldwide. Businesses increasingly look to technology, including artificial intelligence (AI) tools, to satisfy these obligations. While STRs remain a key component of compliance, they raise complex ethical issues involving client privacy and human rights. Employing AI technology in transaction monitoring and reporting processes exacerbates these issues. This chapter explores ethical dilemmas surrounding STR compliance, including the tensions inherent in balancing regulatory imperatives with individual rights. The role of AI in enhancing the efficiency and effectiveness of suspicious transaction monitoring is considered, alongside the ethical risks associated with algorithmic bias, lack of interpretability, and the potential erosion of human oversight. By synthesizing insights from theory and research, this chapter offers a comprehensive framework for navigating the ethical complexities of STR compliance.
Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.
How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.006 | 0.010 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.001 | 0.001 |
| Science and technology studies | 0.004 | 0.011 |
| Scholarly communication | 0.009 | 0.005 |
| Open science | 0.001 | 0.003 |
| Research integrity | 0.006 | 0.006 |
| Insufficient payload (model declined to judge) | 0.007 | 0.002 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".