The big contradiction between the dream and the reality of homeownership: access to homeownership in Canada, 1986–2016
Bibliographic record
Abstract
Homeownership is a symbol of success in many societies. Yet, deteriorating housing affordability, coupled with the spread of casual labor and job insecurity, makes homeownership out of reach for many and calls into question the sustainability of the homeownership ideology. This study contributes to the scholarly debate on the ideal versus the reality of homeownership by examining stratified access to homeownership in Canada from 1986 to 2016 using six waves of population census data. We examined three narratives underlying the promises of the homeownership ideology: (1) widespread and (2) equal opportunities for homeownership access, and (3) the achievement of financial security through building property assets. This study investigates access to three types of housing tenure: outright homeownership, mortgaged homeownership, and renting, and presents empirical evidence that challenges the ideological premises of homeownership. As homeownership becomes more unattainable, “Generation Rent” and low- and moderate-income households lose opportunities for asset building and wealth accumulation.
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How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.001 | 0.003 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.002 | 0.006 |
| Science and technology studies | 0.007 | 0.003 |
| Scholarly communication | 0.004 | 0.001 |
| Open science | 0.001 | 0.003 |
| Research integrity | 0.000 | 0.001 |
| Insufficient payload (model declined to judge) | 0.003 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".