Eksplorasi Potensi Pengembangan Sektor Keuangan Syariah dalam Meningkatkan Inklusi Keuangan di Padangsidimpuan
Bibliographic record
Abstract
This research aims to examine the potential for developing the sharia financial sector in increasing financial inclusion in Padangsidimpuan City. The Analytic Hierarchy Process (AHP) approach was used with data obtained through surveys and in-depth interviews. The research results show that the main obstacles are limited infrastructure, low human resource competency, and the dominance of the conventional financial sector. The proposed solutions include sharia financial education, technology development, and collaboration with small businesses. This research emphasizes the importance of regulation, technological innovation, and community involvement in expanding access to sharia finance. Future research is recommended to compare the effectiveness of policies in various regions and examine the long-term impact of Islamic financial technology.
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How this classification was reachedexpand
Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.002 | 0.001 |
| Meta-epidemiology (narrow) | 0.001 | 0.001 |
| Meta-epidemiology (broad) | 0.002 | 0.001 |
| Bibliometrics | 0.002 | 0.003 |
| Science and technology studies | 0.002 | 0.000 |
| Scholarly communication | 0.002 | 0.002 |
| Open science | 0.002 | 0.002 |
| Research integrity | 0.001 | 0.001 |
| Insufficient payload (model declined to judge) | 0.000 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; both teacher heads agree on what is shown here.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".