Not so different after all? household attitudes toward financialisation in Germany and the United Kingdom
Why this work is in the frame
A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.
Bibliographic record
Abstract
How do households perceive financialisation? While existing scholarship on household financialisation has investigated financialised household behaviour across advanced economies, this article investigates households’ attitudes toward financialisation. Using a custom survey conducted in Germany and the United Kingdom, we created a ‘credit financialisation index’ based on respondents’ attitudes toward credit-financed spending and the strategic use of assets. Our comparison reveals that there are virtually no differences in such attitudes between German and British households, even though British households tend to borrow much more than German households. Our findings suggest that both countries’ differences in borrowing behaviour are likely the product of both countries’ distinct institutional contexts, such as different credit and welfare regimes, rather than culture or attitudes. The study makes both conceptual and empirical contributions to the scholarship on financialisation in advanced economies.
Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.
Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.000 | 0.000 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.001 | 0.000 |
| Bibliometrics | 0.000 | 0.000 |
| Science and technology studies | 0.000 | 0.000 |
| Scholarly communication | 0.000 | 0.000 |
| Open science | 0.000 | 0.000 |
| Research integrity | 0.000 | 0.000 |
| Insufficient payload (model declined to judge) | 0.000 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it