Bibliographic record
Abstract
Banking system fraud is one of the challenges of banking and e-commerce development.One of the main challenges of machine learning and data mining techniques in bank fraud detection is their low accuracy in identifying these transactions.This research presented a hybrid method based on a multi-layer artificial neural network and bat algorithm to reduce the fraud detection fault.In the proposed method, the parameters of the neural network such as weights and bias are selected optimally by the bat algorithm to reduce the fault rate in the fraud detection.The proposed method is a type of learning intensification in which the bat algorithm improves the learning of the neural network.In the proposed method, the Kmeans clustering is used to remove data from the dataset to increase the accuracy of the proposed method.MATLAB software was used to run the data.The data related to bank fraud indicate that the accuracy, sensitivity, and specificity of the proposed method for detecting bank fraud were as much as 91.46%, 88.97%, and 90.32%, respectively.The comparison of our proposed method with other methods shows that the proposed method is more accurate than methods such as regression and backup machine.
Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.
How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.001 | 0.001 |
| Meta-epidemiology (narrow) | 0.001 | 0.000 |
| Meta-epidemiology (broad) | 0.001 | 0.001 |
| Bibliometrics | 0.002 | 0.002 |
| Science and technology studies | 0.001 | 0.001 |
| Scholarly communication | 0.003 | 0.002 |
| Open science | 0.001 | 0.001 |
| Research integrity | 0.004 | 0.001 |
| Insufficient payload (model declined to judge) | 0.927 | 0.933 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; the direct Gemma label and the distilled Codex classifier agree on what is shown here.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".