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Record W4413213233 · doi:10.2139/ssrn.5366394

Modeling Excess Mortality and Interest Rates using Mixed Fractional Brownian Motions

2025· preprint· en· W4413213233 on OpenAlexaff
Kenneth Q. Zhou, Hongjuan Zhou

Bibliographic record

VenueSSRN Electronic Journal · 2025
Typepreprint
Languageen
FieldSocial Sciences
TopicInsurance, Mortality, Demography, Risk Management
Canadian institutionsUniversity of Waterloo
Fundersnot available
KeywordsFractional Brownian motionBrownian motionInterest rateEconometricsStatistical physicsMathematicsEconomicsStatisticsPhysicsMonetary economics

Abstract

fetched live from OpenAlex

Abstract Recent studies have identified long-range dependence (LRD) as a key feature in the dynamics of both mortality and interest rates. Building on this insight, we develop a novel bivariate stochastic framework based on mixed fractional Brownian motions to jointly model their long-memory behavior and instantaneous correlation. Analytical solutions are derived under the pricing measure for explicitly valuing zero-coupon bonds and pricing extreme mortality bonds, while capturing the impact of persistent and correlated risk dynamics. We then propose a calibration procedure that sequentially estimates the model and risk premium parameters, including the Hurst parameters and the correlation parameter, using the most recent data on mortality rates, interest rates, and market conditions. Lastly, an extensive numerical analysis is conducted to examine how LRD and mortality–interest correlation influence fair coupon rates, bond payouts, and risk measures, providing practical implications for the pricing and risk management of mortality-linked securities in the post-pandemic environment.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame machine prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.

metaresearch head score (Codex)0.004
metaresearch head score (Gemma)0.017
Version: metacan-v3-hybrid-931329e0061cValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Simulation or modeling · Consensus signal: Simulation or modeling
GenreCandidate signal: Empirical · Consensus signal: none
Teacher disagreement score0.008
Threshold uncertainty score0.024

Distilled classifier scores by category (both heads)

CategoryCodexGemma
Metaresearch0.0040.017
Meta-epidemiology (narrow)0.0010.001
Meta-epidemiology (broad)0.0010.002
Bibliometrics0.0020.001
Science and technology studies0.0000.001
Scholarly communication0.0030.003
Open science0.0020.002
Research integrity0.0030.002
Insufficient payload (model declined to judge)0.0030.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.086
GPT teacher head0.381
Teacher spread0.295 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designSimulation or modeling
Domainnot available
GenreEmpirical

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations0
Published2025
Admission routes1
Has abstractno

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