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Record W4414527540 · doi:10.47191/etj/v10i09.24

Compliance-as-a-Service Frameworks Using AI for Real-Time Risk Intelligence in Decentralized Financial Systems

2025· article· en· W4414527540 on OpenAlex

Why this work is in the frame

A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.

affAt least one author lists a Canadian institution in the pinned OpenAlex snapshot.

Bibliographic record

VenueEngineering and Technology Journal · 2025
Typearticle
Languageen
FieldBusiness, Management and Accounting
TopicBig Data and Business Intelligence
Canadian institutionsJDA Software (Canada)Alberta Energy
Fundersnot available
KeywordsInteroperabilityFinancial servicesRisk managementFinancial riskRisk assessmentSystemic risk

Abstract

fetched live from OpenAlex

The rise of decentralized financial systems (DeFi) presents both unprecedented opportunities and critical regulatory challenges, particularly in ensuring compliance, transparency, and risk mitigation in real time. This paper reviews the emerging paradigm of Compliance-as-a-Service (CaaS) frameworks integrated with Artificial Intelligence (AI) to provide scalable, real-time compliance monitoring and risk intelligence across distributed financial ecosystems. It explores how AI technologies such as machine learning, natural language processing, and knowledge graphs enable automated detection of non-compliant behavior, smart contract auditing, fraud detection, and adaptive regulatory reporting. Special attention is given to the architectural design of AI-enabled CaaS platforms, their interoperability with blockchain-based systems, and their capacity to address challenges posed by jurisdictional fragmentation, pseudonymity, and data privacy. Furthermore, the paper examines current implementations, industry trends, and regulatory innovations shaping the future of CaaS in DeFi. The review concludes by identifying research gaps and proposing a roadmap for developing trustworthy, transparent, and explainable CaaS infrastructures to enhance financial integrity and regulatory agility in decentralized environments.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.000
metaresearch head score (Gemma)0.001
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Simulation or modeling · Consensus signal: none
GenreCandidate signal: Empirical · Consensus signal: none
Teacher disagreement score0.759
Threshold uncertainty score0.760

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0000.001
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0010.001
Science and technology studies0.0000.000
Scholarly communication0.0000.000
Open science0.0000.000
Research integrity0.0000.001
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.024
GPT teacher head0.285
Teacher spread0.261 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it