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Record W6890255074 · doi:10.34989/tr-126

Low Response Rate from Merchants? Sample and Ask Consumers! An Application of Indirect Sampling Under a Consumer-Merchant Bipartite Network

2025· article· en· W6890255074 on OpenAlexaff

Bibliographic record

VenueBank of Canada Research · 2025
Typearticle
Languageen
FieldBusiness, Management and Accounting
TopicDigital Platforms and Economics
Canadian institutionsBank of Canada
Fundersnot available
KeywordsAsk priceSampling (signal processing)Sample (material)PaymentAcceptance samplingSampling biasQuality (philosophy)Survey sampling

Abstract

fetched live from OpenAlex

Under the consumer-merchant bipartite network, we apply the indirect sampling approach to estimate merchant payment acceptance through a consumer payment diary. The records of in-person transactions in the consumer diary provide both the merchant sample via consumer-merchant linkages, and the merchant acceptance via consumers’ responses. Among merchants receiving multiple transactions, we show that the derived payment acceptance from the consumer reporting is high quality in terms of very few conflicts between usage and perception, and within perceptions. Furthermore, we show the necessity of weight adjustment to correct for the non-recorded-merchant bias due to the shorter duration of the diary (i.e., constrained to maximum three days). Finally, we compare our indirect sampling estimates to the ones from a direct sampling survey, and we find the results align well, which supports our indirect sampling application in terms of alleviating merchant response burden and reducing survey operation cost.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame machine prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.

metaresearch head score (Codex)0.059
metaresearch head score (Gemma)0.169
Version: metacan-v3-hybrid-931329e0061cValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Simulation or modeling · Consensus signal: none
GenreCandidate signal: Empirical · Consensus signal: none
Teacher disagreement score0.059
Threshold uncertainty score0.310

Distilled classifier scores by category (both heads)

CategoryCodexGemma
Metaresearch0.0590.169
Meta-epidemiology (narrow)0.0010.001
Meta-epidemiology (broad)0.0010.001
Bibliometrics0.0020.003
Science and technology studies0.0010.002
Scholarly communication0.0020.002
Open science0.0020.004
Research integrity0.0010.002
Insufficient payload (model declined to judge)0.0080.001

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.054
GPT teacher head0.295
Teacher spread0.241 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designSimulation or modeling
Domainnot available
GenreEmpirical

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations0
Published2025
Admission routes1
Has abstractyes

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