Explaining Support for Open Banking
Bibliographic record
Abstract
This project asks: what are the determinants of public support for “open banking” policies? Already established in several countries and actively in development in many more, open banking either facilitates or mandates the sharing of customers’ financial data (with their consent) between banks and technology firms. Unlike more technical elements of financial regulation, the politics of open banking are salient to broader public concerns around monopoly power, data security, and foreign technology firms. Empirically, this project employs an original survey experiment fielded in Canada, where open banking is currently in development. I assess how individual attitudes are affected by alternative frames emphasizing the benefits of greater market competition, potential risks for data security, and the entrance of foreign technology firms in the financial sector.
Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.
How this classification was reachedexpand
Full frame distilled prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.
Codex and Gemma teacher scores by category
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.012 | 0.006 |
| Meta-epidemiology (narrow) | 0.001 | 0.002 |
| Meta-epidemiology (broad) | 0.002 | 0.001 |
| Bibliometrics | 0.001 | 0.001 |
| Science and technology studies | 0.000 | 0.000 |
| Scholarly communication | 0.001 | 0.000 |
| Open science | 0.007 | 0.012 |
| Research integrity | 0.001 | 0.001 |
| Insufficient payload (model declined to judge) | 0.981 | 0.948 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; both teacher heads agree on what is shown here.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".