Banco Herediano 1879-1884: Operational history of the firstprovincial bank in Costa Rica
Bibliographic record
Abstract
The paper analyzes Banco Herediano’s short operational life during the last quarter of the 19thcentury. It describes how the rst provincial bank in Costa Rica took advantage of a period during whichcoffee prices boomed to develop an important regional credit activity. It presents a brief reference to thethen existing economic and banking contexts to show how changes in these initially created conditions werefavorable to establishing the bank. However, later, when changes in the world market led to a fall in coffeeprice, this situation ultimately resulted in the bank closing its business. Based on bank documents and na-tional archival sources, we reconstructed the bank’s structure and operations for 1879-1884. A summaryof results includes details about nancing operations, causes of changes in board membership, characteris-tics of 2 600 individual loans and 760 debtors, the type of guarantees utilized, and a brief comparison ofperformance in relation to contemporary banks in Costa Rica
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How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.001 | 0.001 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.001 | 0.003 |
| Science and technology studies | 0.002 | 0.002 |
| Scholarly communication | 0.002 | 0.001 |
| Open science | 0.000 | 0.001 |
| Research integrity | 0.000 | 0.001 |
| Insufficient payload (model declined to judge) | 0.004 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".