<scp>T</scp>he embeddedness of bank branch networks in immigrant gateways
Bibliographic record
Abstract
Abstract Employing the concepts of embeddedness and ethnic assets, and using a mixed methods approach of in‐depth interviews and the mapping of spatial data, this article examines the role of branches of various types of banks in immigrant integration in Vancouver and San Francisco. We find that the mainstream banking sector is less territorially embedded and the ethnic banking sector is more socially embedded, especially in the deployment of ethnic assets. Many banks actively pursue business opportunities by designing products and services that cater to the needs of immigrants of high socioeconomic status. Few are active in engaging unbanked and under‐banked immigrants. Banks in Vancouver are more proactive in reaching out to their immigrant clientele, but those in San Francisco have begun to reach out to immigrants of lower socio‐economic status. Such findings suggest policy implications for differential embeddedness and the utility of ethnic assets as a conceptual notion in financial geography and immigration studies.
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How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.001 | 0.002 |
| Meta-epidemiology (narrow) | 0.000 | 0.000 |
| Meta-epidemiology (broad) | 0.000 | 0.000 |
| Bibliometrics | 0.001 | 0.001 |
| Science and technology studies | 0.003 | 0.003 |
| Scholarly communication | 0.003 | 0.001 |
| Open science | 0.000 | 0.002 |
| Research integrity | 0.000 | 0.000 |
| Insufficient payload (model declined to judge) | 0.008 | 0.000 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".