KEPUTUSAN BERTRANSAKSI DAN KUALITAS PELAYANAN DITINJAU DARI PERSPEKTIF PROMOSI, TINGKAT SUKU BUNGA, DAN LOKASI PADA BPR DI WILAYAH SOLO RAYA
Bibliographic record
Abstract
Tujuan penelitian ini adalah untuk mengetahui hubungan tingkat suku bunga, promosi dan lokasi terhadap keputusan bertransaksi nasabah dengan kualitas pelayanan sebagai variabel intervening yang terjadi pada BPR di wilayah Solo Raya. Populasi dalam penelitian ini adalah nasabah yang bertransaksi di bulan Desember 2019 BPR di wilayah Solo Raya. Sampel dalam penelitian ini adalah sebesar 15% dari populasi yaitu sebesar 126 nasabah. Hasil penelitian menunjukkan bahwa Promosi berpengaruh negatif signifikan terhadap kualitas pelayanan, Tingkat suku bunga berpengaruh positif signifikan terhadap kualitas pelayanan, Lokasi berpengaruh positif signifikan terhadap kualitas pelayanan, Promosi berpengaruh positif signifikan terhadap keputusan bertransaksi, Suku bunga berpengaruh positif signifikan terhadap keputusan bertransaksi, Lokasi berpengaruh positif signifikan terhadap keputusan bertransaksi, Kualitas pelayanan berpengaruh positif signifikan terhadap keputusan bertransaksi Nasabah di BPR di wilayah Solo Raya
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How this classification was reachedexpand
Full frame machine prediction
Teacher imitationNot calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.
Distilled classifier scores by category (both heads)
| Category | Codex | Gemma |
|---|---|---|
| Metaresearch | 0.001 | 0.001 |
| Meta-epidemiology (narrow) | 0.001 | 0.000 |
| Meta-epidemiology (broad) | 0.001 | 0.001 |
| Bibliometrics | 0.001 | 0.001 |
| Science and technology studies | 0.002 | 0.001 |
| Scholarly communication | 0.003 | 0.002 |
| Open science | 0.001 | 0.002 |
| Research integrity | 0.001 | 0.002 |
| Insufficient payload (model declined to judge) | 0.029 | 0.007 |
Machine scores (provisional)
The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.
Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.
score_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from itClassification
machine, unvalidatedMachine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.
How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".