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Record W4413135014 · doi:10.1002/isaf.70014

Introducing DART: A Novel Deep Adaptive Upsampling Technique for Handling Class Imbalance

2025· article· en· W4413135014 on OpenAlexaff
Mark Lokanan

Bibliographic record

VenueIntelligent systems in accounting, finance and management/Intelligent systems in accounting, finance & management · 2025
Typearticle
Languageen
FieldComputer Science
TopicImbalanced Data Classification Techniques
Canadian institutionsRoyal Roads University
Fundersnot available
KeywordsDartUpsamplingClass (philosophy)Computer scienceArtificial intelligenceParallel computingAlgorithmProgramming language

Abstract

fetched live from OpenAlex

ABSTRACT Class imbalance remains a persistent challenge in predictive modeling, often leading to biased machine learning outcomes that disproportionately favor the majority class. This study investigates the effectiveness of advanced resampling techniques—both undersampling and oversampling—across two large and highly imbalanced datasets involving credit and loan default prediction. In addition to evaluating established oversampling techniques, the study introduces and validates a novel resampling approach, Deep Adaptive Resampling Technique (DART). Each technique is assessed using a consistent suite of classifiers, including logistic regression, gradient descent, naïve Bayes, random forest, CatBoost, and artificial neural networks. The results reveal that K‐MeansSMOTE and NearMiss outperform other resampling strategies in oversampling and undersampling, respectively, by achieving balanced trade‐offs in precision, recall, F1 score, AUC, and Matthews correlation coefficient. Notably, DART demonstrates exceptional performance across both datasets, achieving nearly perfect classification scores across all metrics, suggesting strong generalizability and robustness. The study further analyzes the strengths and limitations of each resampling technique and emphasizes the importance of metric selection when evaluating imbalanced datasets. By integrating empirical evaluation with theoretical insights, this research contributes to the growing body of literature on imbalanced learning and offers practical guidance for selecting appropriate resampling strategies. These findings have broader implications for domains such as finance, healthcare, and fraud detection, where class imbalance is common. Overall, the study affirms the value of hybrid and adaptive resampling methods in building more accurate and generalizable predictive models.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame machine prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.

metaresearch head score (Codex)0.004
metaresearch head score (Gemma)0.012
Version: metacan-v3-hybrid-931329e0061cValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Simulation or modeling · Consensus signal: none
GenreCandidate signal: Methods · Consensus signal: Methods
Teacher disagreement score0.004
Threshold uncertainty score0.020

Distilled classifier scores by category (both heads)

CategoryCodexGemma
Metaresearch0.0040.012
Meta-epidemiology (narrow)0.0010.000
Meta-epidemiology (broad)0.0010.001
Bibliometrics0.0010.001
Science and technology studies0.0010.001
Scholarly communication0.0010.002
Open science0.0020.002
Research integrity0.0010.002
Insufficient payload (model declined to judge)0.0010.001

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.019
GPT teacher head0.276
Teacher spread0.257 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designSimulation or modeling
Domainnot available
GenreMethods

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

Quick stats

Citations0
Published2025
Admission routes1
Has abstractyes

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