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Record W4413221246 · doi:10.1080/10670564.2025.2544536

Financial Statecraft in the Digital Age: FinTech and the Institutional Shifts in China’s Cross-Border Payment Sector Since 1993

2025· article· en· W4413221246 on OpenAlex
Jing Wang

Why this work is in the frame

A frame that forgets how it found something cannot be audited. These are the routes that admitted this work.

fundA Canadian funder is recorded on the work.
no affNo Canadian affiliation: this work is invisible to an affiliation-only frame.
No Canadian affiliation. An affiliation-only frame, the usual design, would never have seen this work. It is one of the works that make the case for inverting the frame.

Bibliographic record

VenueJournal of Contemporary China · 2025
Typearticle
Languageen
FieldBusiness, Management and Accounting
TopicFinTech, Crowdfunding, Digital Finance
Canadian institutionsnot available
FundersYork UniversityNew York University Shanghai
KeywordsChinaPaymentFinancial sectorBusinessFinancial systemEconomicsFinancePolitical scienceLaw

Abstract

fetched live from OpenAlex

Cross-border payment (CBP) facilitates international monetary transactions, allowing individuals and businesses in different countries to pay in foreign currencies and exchange funds efficiently. In recent years, CBP systems have grown substantially in the Asia-Pacific, especially in China. Through an in-depth analysis of China’s CBP development over the past three decades, this paper highlights the critical role of financial technology, or so-called FinTech, in shaping a novel governance model, which I define as digital financial statecraft. Combining policy research, analyses of industry data, and interviews with key executives, this research demonstrates three phases of CBP development, each featuring distinct technologies, policy reforms in foreign currency exchange, and the inclusion of the private sector in China’s CBP businesses. More than just a technological advancement, digital financial statecraft has created an emerging set of payment and transaction infrastructure, driving international financial transactions. This new framework contributes to the international political economy and China studies by linking financial statecraft with the social studies of FinTech. Crucially, digital financial statecraft represents a hybrid model anchored in both state authority and technological innovation that empowers states like China to actively reshape global financial flows and reduce strategic vulnerabilities in an era of intensifying great-power competition.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

Full frame distilled prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. Learned from the 10,348 direct Codex labels and 10,348 direct Gemma labels. Candidate is the union of thresholded teacher heads; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels or direct frontier model labels.

metaresearch head score (Codex)0.001
metaresearch head score (Gemma)0.001
Version: codex-gemma-dda1882f352aValidation status: machine_predicted_unvalidated
Candidate categoriesScholarly communication
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Observational · Consensus signal: none
GenreCandidate signal: Empirical · Consensus signal: Empirical
Teacher disagreement score0.489
Threshold uncertainty score1.000

Codex and Gemma teacher scores by category

CategoryCodexGemma
Metaresearch0.0010.001
Meta-epidemiology (narrow)0.0000.000
Meta-epidemiology (broad)0.0000.000
Bibliometrics0.0000.001
Science and technology studies0.0000.000
Scholarly communication0.0010.003
Open science0.0010.000
Research integrity0.0000.001
Insufficient payload (model declined to judge)0.0000.000

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.011
GPT teacher head0.274
Teacher spread0.263 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it