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Robust parameter estimation for the Lee-Carter family: A probabilistic principal component approach

2025· article· en· W4414700069 on OpenAlexaff
Yiping Guo, Johnny Siu‐Hang Li

Bibliographic record

VenueInsurance Mathematics and Economics · 2025
Typearticle
Languageen
FieldSocial Sciences
TopicInsurance, Mortality, Demography, Risk Management
Canadian institutionsActuaUniversity of Waterloo
Fundersnot available
KeywordsEstimation theoryProbabilistic logicComponent (thermodynamics)Principal component analysisEstimationRobustness (evolution)Identification (biology)Bayesian probability

Abstract

fetched live from OpenAlex

Although the impact of outliers on stochastic mortality modelling has been examined, previous studies on this topic focus on how outliers in the estimated time-varying indexes may be detected and/or modelled, with little attention being paid to the adverse effects of outliers on estimation robustness, particularly that pertaining to age-specific parameters. In this paper, we propose a robust estimation method for the Lee-Carter model, through a reformulation of the model into a probabilistic principal component analysis with multivariate t -distributions and an efficient expectation-maximization algorithm for implementation. The proposed method yields significantly more robust parameter estimates, while preserving the fundamental interpretation for the bilinear term in the model as the first principal component and the flexibility of pairing the estimated time-varying parameters with any appropriate time-series process. We also extend the proposed method for use with multi-population generalizations of the Lee-Carter model, allowing for a wider range of applications such as quantification of population basis risk in index-based longevity hedges. Using a combination of real and pseudo datasets, we demonstrate the superiority of the proposed method relative to conventional estimation approaches such as singular value decomposition and maximum likelihood.

Fetched live from OpenAlex and de-inverted. Abstracts are not stored in this database: the inverted indexes are 8.6 GB of the frame’s 9.3 GB of text, and the host has 13 GB free.

How this classification was reachedexpand

Full frame machine prediction

Teacher imitation

Not calibrated prevalence, not ground truth. Human validation pending. The Gemma side is a direct model label for every work in the frame, read from the title-only record. The Codex side is a classifier learned from the 10,348 direct Codex labels and calibrated to design-weighted sample rates; fields without enough sample support carry no Codex call. Candidate is the union of the two sides; consensus is their intersection. These outputs are machine_predicted_unvalidated and are not human labels.

metaresearch head score (Codex)0.008
metaresearch head score (Gemma)0.021
Version: metacan-v3-hybrid-931329e0061cValidation status: machine_predicted_unvalidated
Candidate categoriesnone
Consensus categoriesnone
DomainCandidate signal: none · Consensus signal: none
Study designCandidate signal: Simulation or modeling · Consensus signal: Simulation or modeling
GenreCandidate signal: Methods · Consensus signal: Methods
Teacher disagreement score0.008
Threshold uncertainty score0.042

Distilled classifier scores by category (both heads)

CategoryCodexGemma
Metaresearch0.0080.021
Meta-epidemiology (narrow)0.0010.001
Meta-epidemiology (broad)0.0020.002
Bibliometrics0.0020.002
Science and technology studies0.0010.001
Scholarly communication0.0010.002
Open science0.0020.002
Research integrity0.0010.003
Insufficient payload (model declined to judge)0.0020.001

Machine scores (provisional)

The two teacher heads of the student model, read on this work. A score orders the frame for review; it never asserts a category, and the validation status ships verbatim with every row.

Baseline scores from an immature model (maturity gate not passed, 7 training rounds). Scores rank; they never assert a category.

Opus teacher head0.051
GPT teacher head0.278
Teacher spread0.227 · how far apart the two teachers sit on this one work
Validation statusscore_only:v0-immature-baseline · verbatim from the scoring run: score_only means the number may rank works, and no category label ships from it

Classification

machine, unvalidated

Machine predicted; a candidate call from one source (direct Gemma or distilled Codex), not a consensus.

The models applied no category: nothing in the taxonomy fit this work.
Study designSimulation or modeling
Domainnot available
GenreMethods

How this classification was reached, model by model and score by score, is at the end of the page under "How this classification was reached".

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Citations0
Published2025
Admission routes1
Has abstractyes

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